Attention homeowners in Fort Atkinson and Jefferson County: Get an Appraisal today!

The top reasons WI homeowners need Matthew DeNoyer:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a WI property tax assessment
To reduce their mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in Jefferson county or WI

Own a home in or near Fort Atkinson, WI and need help deciding the value of it?
Contact Matthew DeNoyer.

At Matthew DeNoyer, we understand the unique needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Matthew DeNoyer, we're veterans in helping people just like you dismiss unneeded PMI insurance.

Challenging Jefferson county's assessment of your property

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other properties close to yours. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Matthew DeNoyer is your perfect weapon.

HELOC recently frozen?

If your home is in or near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. Matthew DeNoyer can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for efficiency or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Matthew DeNoyer offers field reviews where we'll go out and check the subject and comps. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Matthew DeNoyer can help with that too. Even though this is typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.